Providing expert advice, reviewing or arranging insurance protection for property owners, developers, landlords, pension fund administrators and managing agents in the UK and Europe is a key specialism of AIM. We have over 30 years’ experience in this sector and have bespoke facilities and wide cover wordings.

We provide access to established blue chip insurers as well as emerging markets providing alternative risk financing including captive and private cell companies.

Our in-house claims management team provide a bespoke service when you need it most allowing you to continue to focus on your business in spite of a claim or major incident.

Our risk management partners work with you to develop a robust and cost effective programme thereby reducing your overall cost of risk including reduced insurance premiums.

We understand the needs of our clients and the issues faced from environmental issues with brown field sites, unoccupied properties with security concerns through to disputes with tenants.
In addition to arranging cover for your buildings, liabilities and rental income we can help you with:

  • Assessing risk exposures
  • Risk management
  • Protection through the course of construction
  • Confidential review of your current insurance programme to benchmark cover, terms and broker performance
  • Managing your claims
  • Field queries from your tenants
  • Issue insurance certificates
  • Arrange restrictive covenant insurance
  • Provide protection against latent defects
  • Advice on captive reinsurance and alternative risk financing
  • Due diligence on potential acquisitions
  • Partnership joint ventures to facilitate flexible income generating solutions

There are several basic forms of ‘Captive’ insurance company involving different capital requirements, set up costs and ongoing management input. The appropriateness of each will vary according to the financial tolerances and objectives of the sponsoring business.

The captive must be able to demonstrate that it functions as an Insurer, rather than simply a vehicle for avoiding Tax, so it must be seen to be assuming tangible elements of risk.

It is crucial that a Captive Feasibility Study is undertaken to identify which, if any, format will give you the optimum results.

Whatever type of captive solution is being considered, speak to AIM Risk Services to ensure that it will be Tax efficient and meet your objectives without unforeseen pitfalls.

For further information

Please contact a member of our team on +44 (0) 333 577 8232